Proposition 45 (2014)

Health Insurance Rate Changes

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Proposition 45 would expand the regulation of health insurance rates in California. Changes to rates or anything effecting the charges associated with health insurance would require California Insurance Commissioner approval. Rate changes would require public notice, disclosure, a hearing, and judicial review. Large health plans would be exempted. Policy eligibility could not be determined by health, homeowner, or auto insurance companies. The measure would likely increase state administrative costs to regulate health insurance. 

Proposition 45 is an initiative statute.

Official Results

Yes votes: 2,917,882 [41.1%]

No votes: 4,184,416 [58.9%]


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